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Cheryl Karim

Cheryl Karim

Organisation
Gallagher
Biography
Cheryl Karim is managing director of Fine Arts and area Executive President at Gallagher. She is a seasoned insurance professional with nearly three decades of experience specializing in Fine Arts and Jewelry insurance. She works with high-net-worth private collectors, international art galleries, museums, and private dealers to craft tailored insurance solutions that protect their most valuable assets. Cheryl’s expertise spans risk analysis, customized program placement, and proactive loss prevention, all backed by her deep knowledge of both domestic and international art insurance markets. In addition to her Fine Arts and Jewelry practice, Cheryl has extensive experience designing comprehensive Property & Casualty insurance programs for the art world. Her work includes crafting innovative solutions for real estate portfolios, professional liability, kidnap and ransom, and other specialized risks. Cheryl’s ability to integrate P&C coverage with fine art insurance ensures her clients receive comprehensive protection across all aspects of their business and personal exposures. Cheryl began her career in Fine Arts insurance in 1994 and joined Gallagher in 2013. Over the years, she has collaborated with world-renowned galleries, museums, and collectors to safeguard some of the most prestigious collections in the art world. Her ability to navigate complex risks has earned her recognition as a Power Broker by Risk & Insurance Magazine in 2021, 2024 and 2026 as well as IBANY Emerging Leader of the Year in 2019. Beyond her professional achievements, Cheryl is a passionate advocate for the arts and diversity. She serves as Vice Chair of the Tri-State Diversity Council Advisory Board and is involved in organizations such as ProjectArt, AWAD, PAIAM, and ArtTable. Cheryl is also a sought-after speaker and thought leader, frequently presenting on fine art risk management and broader insurance strategies at industry events. Cheryl’s lifelong appreciation for art and culture drives her commitment to protecting the legacies of collectors, galleries, and institutions worldwide. Whether designing innovative insurance programs for fine art collections or integrating P&C solutions for broader risk management, Cheryl is dedicated to preserving the beauty, value, and legacy of her clients’ most treasured assets.

Speaker on

The Evolving Gallery Model

Session
21/05/2026 | 11:05 - 11:35

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